USDA/RD Home Loans

Have you thought about purchasing a home, but you were concerned about how much money that you would have to bring to a closing. Would you like to live in Morrow, Marion, Delaware, or Richland County?  These counties are USDA/RD Loan eligible.

What is a USDA/Rural Development (RD) loan? For eligible suburban and rural home buyers, it’s a 100%, no-money down mortgage loan backed by the U.S. Department of Agriculture (USDA). If you’ve never heard of this option, you’re like most U.S. consumers because the USDA loan program wasn’t launched until the 1990s. Using a USDA loan, buyers can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates. This is because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans.

What does this mean for you as a buyer who’s looking to purchase a home in a rural area? You could bring little to no money at all to the table when looking to purchase a home. If this is something you are interested in, and would like to speak with us about – don’t wait… contact us today! Click HERE to read our article on why Winter is such a great time to purchase a home!

We are bringing an HER Realtors’ office straight to our clients. Look for us in Mt. Gilead, Ohio soon!

Kayla Staup, HER Realtor



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